Mortgage Finance

What we do

We are trained professionals with a wealth of knowledge and experience to find a mortgage solution that best suits your needs, at the best rate available, from a large selection of lenders – including major banks, credit unions and financial institutions.

We work for you, not for the lender

Many lenders pay commission directly to the mortgage broker. This ensures you get the best mortgage solution at NO COST* to you.

We will

• Identify your personal requirements
• Identify mortgage options that meet your requirements
• Act as your advocate in negotiations with lenders
• Arrange all paperwork necessary to secure the mortgage
• Effectively, in a market where you are literally spoilt for choice, our role is to wade through the good, the bad and the ugly and ultimately arrive at a solution that best meets your current and future needs

The benefits of using a mortgage broker

• Our time is FREE* – mortgage brokers earn their living via commissions on each mortgage they secure. This benefits the customer, who does not have to pay a cent for our professional FREE* service.
• Time saving and convenient – there are literally hundreds of home loan products in the market today, and if you don't have the time to wade through each and every one of them, then let a mortgage broker do this for you.
• Expert knowledge – mortgage brokers are experts in their field. They know the mortgage market inside and out.
• Capitalise on the broker / lender relationship – because of their close relationship with lenders, you may be able to get your answer faster than if you submitted the application yourself.

Unique features of M&M Mortgage Finance

• The outstanding level of service a client receives.
• Initial contact – via telephone or referral. From this we arrange an appointment at a time and venue that suits the client.
• First interview – to meet with the client, listen to their requirements and then explain all options available to them.
• Application sign up – at this interview we complete the selected financial institution application form.
• Client signing of loan documents – the lender generally sends the loan documents directly to the client. We at M&M Mortgage Finance then offer to assist our client with the signing of these documents, as we endeavour to make the whole loan process as easy as possible.
• Once the loan has settled, we advise the client to contact us if they experience any problems with their new loan. This allows us to get involved to help sort out any issues with the chosen financial institution.